Business

Best Shopping Credit Cards by Axis Bank

Shopping credit cards are in high demand nowadays, especially among people looking for lifestyle benefits across different categories ranging from apparel and grocery to gadgets and electronic appliances. With the right credit card, you save a lot on your everyday spending in the form of reward points, cashback, or direct discounts. Among the top credit card providers in India, Axis Bank offers some of the best shopping credit cards to match the spending patterns of frequent shoppers. While some of these cards are co-branded, others offer general cashback and rewards on retail shopping categories such as apparel and groceries. To help you find the right card amongst these, here you can check the list of the best Axis Bank Credit Cards for shopping.

  1. Flipkart Axis Bank Credit Card

Flipkart Axis Bank credit card is one of the best co-branded cashback credit cards in India. The card comes at a fee of Rs. 500 and offers benefits inclined towards Flipkart, Myntra, and other partner merchants. The best part is that there is unlimited cashback on these brands, without any minimum capping on the transaction value.

Shopping Benefits:

  • 5% cashback on Myntra & Flipkart
  • 4% cashback on preferred merchants
  • 5% cashback on other merchants

Other Benefits:

  • Welcome benefit from Flipkart, Myntra, and Swiggy worth Rs. 1,100
  • 4 complimentary domestic lounge visits every year
  • 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000
  • Up to 20% discount at 4,000+ partner restaurants

You can consider getting this card if you want a low annual fee shopping credit card with additional lounge access benefits on travel. The card can largely benefit frequent online shoppers, especially at partnered brands and preferred merchants.

  1. Axis Rewards Credit Card

Axis Bank Rewards Credit Card is a newly launched credit card based on a reward point model, with an incremental reward structure for selected categories. The card comes at an annual joining fee of Rs. 1,000 with accelerated reward benefits on retail transactions, welcome and milestone benefits, etc.

Shopping Benefits:

  • 2 EDGE REWARD points on every Rs. 125 spent
  • 10X reward points on every Rs. 125 spent on apparel and departmental stores

Other Benefits:

  • 5,000 EDGE REWARD points as a welcome benefit
  • Membership benefits up to Rs. 1,000 on every anniversary year
  • 1,500 EDGE REWARD points on spending Rs. 30,000 in a statement cycle
  • 30% off on Swiggy food delivery
  • 2 complimentary lounge access each year at domestic airports
  • 1% fuel surcharge waiver
  • 15% off (maximum Rs. 500) across partner restaurants

You can consider getting this card if you prefer earning rewards on your credit card purchases instead of cashback. This card is a great choice for frequent shoppers who use their credit cards across apparel and departmental store transactions. If you are one such user, you can easily maximize the benefits on this card, by earning incremental rewards.

  1. Axis Bank Select Credit Card

Another card in this list is the Axis Bank Select Credit Card- a premium card. It comes at a relatively high annual fee of Rs. 3,000. With this card, you enjoy benefits across multiple categories such as travel, shopping, lifestyle, food delivery, and grocery shopping.

Shopping Benefits:

  • 10 EDGE REWARD Points on every Rs. 200 spent
  • 2X reward points on every Rs. 200 on retail shopping spend
  • 20% off (max. Rs. 500) on BigBasket, once per month on minimum transaction of Rs. 2,000
  • 40% off (max. Rs. 200) on Swiggy, twice a month on minimum transaction of Rs. 400

Other Benefits:

  • Amazon voucher worth Rs. 2,000 as a welcome benefit
  • Buy 1 Get 1 Free on BookMyShow, once per month
  • Complimentary Priority Pass Membership with 12 complimentary international lounge visits in a year
  • 2 complimentary domestic lounge visits per quarter
  • 5000 EDGE points on spending Rs. 3 lahks in a card anniversary year
  • 6 complimentary rounds of golf in a year

You can consider getting this card if you are looking for a credit card with all-rounder benefits inclined towards multiple categories and are ready to pay a Rs. 3,000 fee in exchange of these benefits. If you are a heavy spender, who uses his/her credit card for most of the purchases, you can easily maximize the card benefits, to avail fee waiver and milestone benefits.

  1. Axis Bank Neo Credit Card

Axis Bank Neo Credit Card is an entry-level credit card offering benefits on online shopping, with a focus on leading brands like Myntra, Amazon, Blinkit, etc. The card comes at a low annual fee of Rs. 250, with benefits across various other categories than shopping.

Shopping Benefits:

  • 10% off on Blinkit, up to Rs. 250 off on min transaction of Rs. 750, once a month
  • 10% off on Myntra with a minimum purchase value of Rs. 500

Other Benefits:

  • 100% cashback up to Rs. 300 on the first utility bill payment with the card
  • 40% off at Zomato up to Rs. 120 per order, twice a month on minimum transaction of Rs. 200
  • 5% off at Amazon Pay for mobile recharge, DTH recharge, and broadband payments up to Rs. 150, once a month
  • 10% off on every purchase of movie tickets on BookMyShow up to Rs. 100 per month
  • 15% dining discounts at partner restaurants in India
  • 1 reward point for every Rs. 200 spent

This card is a suitable choice for beginners looking for a low annual fee card with easy eligibility parameters. Since the maximum cashback you can earn on this card is low, it is a suitable choice for those who prefer using the partnered brands, occasionally.

  1. Axis My Zone Credit Card

Axis Bank My Zone credit card offers benefits not only for shopping but also across categories like dining and entertainment. This card again is an entry-level credit card that comes at a low annual fee of Rs. 500.

Shopping Benefits:

  • 4 reward points for every Rs. 200 spent
  • Flat Rs. 600 discount at AJIO on minimum purchase of Rs. 2,000
  • Up to 1,000 off at AJIO on a minimum purchase of Rs. 2,999

Other Benefits:

  • Buy one Get one free at movie tickets via Paytm Movies
  • Complimentary SonyLiv premium annual subscription
  • 40% off on Swiggy up to Rs. 120 per order, four times a month
  • 1 complimentary lounge access per quarter to select airport lounges within India
  • 15% off at partner restaurants in India

You can consider getting this card if leisure time for you mostly means shopping-movies-dining. Owning this card can help you save a substantial amount as it covers three major leisure categories.

You can find the right Axis Bank Credit Card for you, by comparing and analyzing multiple card features. We suggest you to choose a card that matches your spending patterns across preferred brands. Additionally, ensure using a credit card as per your repayment capability, so that you balance maximizing card benefits and paying off the dues on time to maintain a good credit score.

 

Related Articles

Back to top button